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Should condo owners press their boards to seek FHA approval?
If you are seeking an FHA mortgage but have been viewing condos, you should know that not all condos meet FHA approval. If you are a current condo resident and are seeking an FHA refinance or reverse mortgage, you may want to check with your board to see if their FHA approval status is still...
A look inside USDA home loans
This article is an interesting read for those borrowers who have a small amount of money saved, and who worry about the ability to save enough for a down payment. The couple highlighted in this story was struggling to save the 3% required for an FHA loan, but found out that they in fact qualified...
7 crucial facts about FHA loans
An FHA loan comes as a relief for those who think it is impossible to get a loan, especially after the house-bubble burst. Many people have been discouraged when thinking of purchasing a property, maybe because their financial situation has changed considerably in the last few years. FHA loans are insured by the Federal Housing...
Lenders reduce required credit scores for FHA loans
The latest news on FHA loans is the reduced credit requirements for borrowers, according to the article below. This news can significantly help those who are purchasing for the first time, or borrowers that have been struggling to repair their credit. Increasing the debt-to-income ratio – a system of figuring how much the borrower can...
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