AFI Financial Inc

Terms of Use

Effective Date: May 1, 2026
Last Updated: April 30, 2026

Acceptance of Terms

By accessing or using the website located at https://afifinancial.com (the “Site”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please discontinue use of the Site immediately.

AFI Financial Inc reserves the right to modify these Terms at any time. Continued use of the Site following any changes constitutes your acceptance of the revised Terms. We recommend checking this page periodically for updates.

About AFI Financial Inc

AFI Financial Inc is a licensed mortgage lender headquartered at 42400 9 Mile Rd Ste W5 NOVI, MI 48375. We are licensed to conduct mortgage business in the states of Colorado, Florida, Michigan, Texas, and Virginia.

NMLS #2431. You may verify our licensing information at Consumer Access.

Use of This Website

• Transmit any unlawful, harassing, defamatory, or fraudulent material
• Attempt to gain unauthorized access to any portion of the Site or its related systems
• Use automated tools, bots, or scrapers to collect data from the Site
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Use the Site in any manner that could damage, disable, overburden, or impair its functionality

We reserve the right to terminate or restrict access to the Site for any user who violates these Terms.

Not Financial or Legal Advice

The content on this Site is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. You should consult with a qualified professional before making any financial decisions.

Nothing on this Site creates a lender-borrower relationship, nor does it constitute a commitment to lend. All loan applications are subject to underwriting review and approval.

Mortgage Rates & Calculators

Mortgage rates displayed on this Site are subject to change without notice and may not reflect the rate available to you. Rates depend on individual creditworthiness, loan-to-value ratio, property type, loan amount, and other factors.

Payment calculators and rate estimators are provided as tools for general illustration purposes only. Results are estimates and are not guaranteed. Actual loan terms will be provided in your official Loan Estimate following a complete application.

Third-Party Links & Tools

This Site may contain links to third-party websites, including home search tools, home value estimators, and insurance quote services. These links are provided for your convenience only. AFI Financial Inc does not control, endorse, or assume responsibility for the content, privacy practices, or accuracy of any third-party site.

Your use of any third-party site is at your own risk and is governed by that site’s own terms and policies.

Privacy & Data

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the collection and use of information as described in the Privacy Policy.

When you submit a loan application, pre-qualification request, or contact form, you acknowledge that the personal and financial information you provide may be used to process your inquiry, contact you about mortgage products, and comply with applicable law.

Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of AFI Financial Inc or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this Site without prior written permission from AFI Financial Inc.

Disclaimer of Warranties

This Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

AFI Financial Inc does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, AFI Financial Inc, its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of — or inability to use — this Site or its content.

In no event shall AFI Financial Inc’s total liability to you for any claim exceed one hundred dollars ($100.00).

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Oakland County, Michigan.

Contact Information

AFI Financial Inc

42400 9 Mile Rd Ste W5 NOVI, MI 48375

Phone: (877) 234-0600
Email: john@afifinancial.com
NMLS #2431

AFI Financial Inc · NMLS #2431 · Licensed in CO, FL, MI, TX & VA · Equal Housing Lender